Fraud Detection

POC 2 - ANOMALY DETECTION & PATTERN ANALYSIS

ODIS Analytics PlatformCONFIDENTIAL

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Alert Trend

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Fraud alert trend over the past 90 days

Top Fraud Patterns

Fraud Probability Heatgrid

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Detection Methodology

Statistical Anomaly

Z-score analysis on delinquency rates, prepayment speeds, and default patterns to identify issuers with statistically significant deviations from peer groups.

Pattern Recognition

ML clustering to identify common fraud typologies: rapid early payment defaults, income misrepresentation, property flipping, and straw buyer schemes.

Geographic Analysis

Cross-referencing state-level fraud probabilities with program type concentrations to identify regional hotspots requiring enhanced due diligence.